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Compound Interest Calculator

Analyze compound interest growth with initial principal, recurring deposits, and yield rates. Visualize wealth snowballs.

Visualize the power of compound interest and the wealth snowball effect. Input initial principal, recurring monthly or annual deposits, timing preference, and expected annual yield to forecast wealth over 1-50 years. Shows capital vs. returns using premium interactive SVG area charts, accompanied by detailed year-by-year amortization logs.

How to use

  1. 1Enter your initial lump-sum principal (e.g., 10,000)
  2. 2Set up your savings plan: choose frequency (None, Monthly, Yearly), deposit amount, and deposit timing (Beginning/End of period)
  3. 3Enter expected annual rate of return (%) and investment horizon (years)
  4. 4Review the 10, 20, and 30-year wealth milestones and total interest accumulated on the right panel
  5. 5Interact with the compound growth area chart, hover to view specific annual breakdowns, or browse the detailed annual schedule below
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